Online Banking

Business Loans

It’s Time to Grow Your Business.

One of the reasons our business bankers are so different is that they genuinely care about helping local and regional businesses to grow and prosper. And they’ve got the expertise to do it.

Our business bankers take the time to get to know your business and deliver a loan(1) that will address your specific needs.

And with customized lending, local decision-making, and flexible repayment options, you’ll find we have everything you need to grow your business.

Lines of Credit & Working Capital

Our business is your success. Which is why our business bankers are focused on helping your business grow, with structured financing options that offer you flexibility and peace of mind.

Business Startup or Expansion Financing

Is your business in the startup phase, or are you looking to expand your business? Either way, we can help your business grow.

Term Loans

A term loan is a great and affordable way to purchase vehicles, equipment, or other fixtures for your business. You can choose whether your rate is fixed or variable, and we offer flexible repayment options.

Real Estate & Construction Loans

If you’re buying, building, expanding, or refinancing real estate, flexible terms are a must. We are proud to say that all of our loan decisions are made locally to give you a customized loan that suits your business best.

Government Guaranteed & Participation Programs

Using state, local, and federal financing programs, we can help your business take advantage of longer-term financing and potentially reduce the equity (the money down).

Want to learn more about any of the business loans listed above? Just give our business banking team a call at (605) 225-7548 or contact us online.

How Do I Apply For a Loan?

To apply for a loan, schedule a consultation to meet with one of our business bankers

Your banker will give you a checklist to fill out, based on whether your loan is for a purchase, a refinance, or a new business startup. The checklist will tell you what you’ll need to have in order to apply for a loan.

You’ll need both your checklist and a financial statement (PDF) when applying for your loan.

Tips on Securing a Loan

Start Here

Questions? We’ve got answers. Get the ball rolling and see how easy banking can be. Contact us or call (605) 225-7548.

(1) All credit and loan products are subject to credit approval.

Please note that it is our policy not to accept loan applications from individuals or businesses located outside of our trade area unless the applicant is a present customer or has made prior arrangements with a bank officer.