Top Three Benefits of a Kasasa Checking Account

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Checking accounts are a simple but important banking option that empower you to: deposit, withdraw, save, and spend your money at your convenience. Kasasa accounts do all of those things while offering extra benefits and rewards that standard checking accounts do not.

Working only with local banks and credit unions, Kasasa offers unique personal banking opportunities. Its partnership with Plains Commerce Bank turns your basic checking account into one that gives you something in return. Check out the top three benefits of opening a Kasasa account. 

1. Easy earning

Get more for your money by earning 2.51% Annual Percentage Yield (APY)* on your checking account balance up to $25,000 or 0.30% APY on balances over $25,000 if qualifications are met, as well as up to $20 in ATM reimbursements Nationwide. Even if you don’t meet the monthly qualifications, you’ll still earn 0.03% APY.

“[Kasasa interest rates] are far better than any standard checking or saving account,” said Austin Hawkinson, Branch Coordinator in Bismarck, North Dakota. “And most people don’t even realize how quickly ATM fees can add up—especially when you’re traveling and away from your local bank’s ATM. This is a feature that can save you money.”

Kasasa Cash checking and savings are free accounts, making them good tools for earning money without adjusting your banking habits. And since Kasasa only works with local banks, your account is an investment in your community. 

2. Monthly rewards

Kasasa Cash and Kasasa Tunes are different ways to earn rewards for good spending habits every qualification cycle. Kasasa Cash can be linked directly to your Kasasa Saver account, so you can watch your savings and earnings grow as you go.

Feeling the music? Use Kasasa Tunes to earn up to $8 in refunds** on purchases from iTunes®, Amazon®, or Google Play™ when qualifications are met. You’ll get more of what you love: music, movies, apps, games, and other purchases. You’ll also receive a one-time bonus just for opening your account*!

And qualifying for rewards is easy. All you have to do is:

  • Post and settle 12 debit card POS transactions during each qualification cycle*
  • Log in to your online banking account once per qualification cycle*
  • Receive e-statements rather than paper statements*

After meeting these qualifications, you’ll be rewarded—helping you make the most of your account. Each month is a new opportunity to earn rewards, so if you don’t meet all criteria during a qualification cycle, you can start earning again during the next one. (But don’t worry, your account balance will still receive our 0.03% APY during the cycles where qualifications aren’t met

3. Simple setup

You deserve more than rewards. You deserve a simplified banking process that saves you time while making money and earning rewards. All you need to open an account is a current government-issued ID and about 20 minutes—no minimum balance is required.

“Customers who want to get paid for banking somewhere should open a Kasasa account,” says Hawkinson.

And if you’re still not sure, consider having both a Kasasa and a non-Kasasa account, or check out our other personal checking options. As with any financial decision, it’s important to choose the right account for your situation.

Ready for your Kasasa account?

Our experts are here to help. To get started, just contact a retail banker and set up an appointment, and then stop by your nearest Plains Commerce Bank!

 

*Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. To qualify for rewards, each qualification cycle you must have at least 12 debit card purchases post and settle to your account, log in to your online banking account at least one time per qualification cycle and receive electronic statements.  ATM transactions do not count towards the 12 qualifying debit card purchases.  Monthly qualification cycle means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to close of the current statement cycle.  Up to $20.00 in nationwide (domestic) ATM fees will be refunded when qualifications are met during that monthly qualification cycle. Rates may change after account opening or at our discretion. Rates are accurate as of 07/03/16.  APY= Annual Percentage Yield.  Fees may reduce earnings. Limit 1 account per social security number.  Contact us for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa & Kasasa Cash are trademarks of BancVue Ltd., registered in the U.S.A.

**Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. To qualify for rewards, each qualification cycle you must have at least 12 debit card purchase post and settle to your account, log in to your online banking account at least one time per qualification cycle and receive electronic statements.  ATM transactions do not count towards the 12 qualifying debit card purchases.  Up to $20.00 in nationwide (domestic) ATM fees will be refunded when qualifications are met during that monthly qualification cycle.  Reward Information: When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, you will receive refunds up to $8.00 to use for iTunes, Amazon.com, & GooglePlay purchases.  When Kasasa Tunes qualifications are not met, You will not receive the refund of up to  $8.00 and ATM fees are not refunded. Kasasa Tunes refunds and ATM fee reimbursements will be credited to your Kasasa account on the last day of the statement cycle.  Rewards are variable and may change after account is opened or at our discretion. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com and Google are not participants in or sponsors of this program.  Kasasa is a trademark of BancVue Ltd., registered in the U.S.A.