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Why Choose Plains Commerce Bank for Your Mortgage?

Not everybody gets excited about mortgages—but we do. We’ll use our expertise to get you the home of your dreams with a customized mortgage(1) that’s perfect for your individual needs.

We’ll Customize Your Mortgage.

There is no “one size fits all” mortgage. We’ll sit down with you to figure out what works best for your personal situation.

We also have no closing cost options for qualified mortgages, which means you have the freedom to customize your budget.

We’re Local.

This is important—it means our decisions are made right here in the Dakotas. So you’ll be working with real, live people who actually live in the area.

It also means that we know the area and the local market, which means you get a quicker, smoother approval. We think you’ll approve, too.

We Keep it Simple.

Mortgages have a reputation for being complicated, so it’s our goal to keep things as simple for you as possible.

Want to apply for your mortgage online? That works for us. Want to have your mortgage payments automatically deducted from your checking account? We can do that, too.

100% Financing Is Available.

We offer 100% financing for qualified new mortgages—which means you may not have to come up with a down payment if you go with the Rural Development or Vetran's Administation loan programs.

Apply Now

Ready to own the home of your dreams? Simply fill out our online application and we'll help walk you through the process.

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Types of Mortgage Loans

How do you know what type of mortgage is right for you? Our experts explain.

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What To Expect: Our Process

We’ll walk you through the 7 steps of getting a mortgage, from application to closing. It’s not as complicated as you might think.

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Mortgage FAQs

Get answers to all of your burning mortgage-related questions.

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Mortgage Team

These are folks you know and trust. Choose your mortgage expert and put him or her to work for you.

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Get Your Number

Getting pre-qualified is one of the smartest things you can do before you start house hunting. Find out what how to get your number.

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Let's Talk

Overwhelmed? Or just not sure which type of mortgage is right for you? Just give us a call at (605) 330-0133 or contact us online and we’ll be happy to help you.

(1) All credit and loan products are subject to credit approval. Loan programs subject to qualification.

Note: It is our policy not to accept mortgage loan applications from individuals or businesses located outside of our trade area unless the applicant is a present customer or has made prior arrangements with a bank officer. If you are outside of our area and would like us to consider your mortgage loan application, please contact us