Mortgage

Why Choose Plains Commerce Bank for Your Mortgage?

Not everybody gets excited about mortgages—but we do. We’ll use our expertise to get you the home of your dreams with a customized mortgage⁽¹⁾ that’s perfect for your individual needs.

We’ll Customize Your Mortgage.

There is no “one size fits all” mortgage. We’ll sit down with you to figure out what works best for your personal situation.

We also have no closing cost options for qualified mortgages, which means you have the freedom to customize your budget.

We’re Local.

This is important—it means our decisions are made right here in South Dakota. So you’ll be working with real, live people who actually live in the area.

It also means that we know the area and the local market, which means you get a quicker, smoother approval. We think you’ll approve, too.

We Keep it Simple.

Mortgages have a reputation for being complicated, so it’s our goal to keep things as simple for you as possible.

Want to apply for your mortgage online? That works for us. Want to have your mortgage payments automatically deducted from your checking account? We can do that, too.

100% Financing Is Available.

We offer 100% financing for qualified new mortgages—which means you may not have to come up with a down payment if you go with the Rural Development or Veteran's Administration loan programs.