Certificates of Deposit
A certificate of deposit from Plains Commerce Bank is customized, safe, and secure—and has a great return on investment. Learn more about the benefits.
Plains Money Market
Earn More for Your Money
With a money market account(1), you can earn more interest on your savings each month. It’s an account that rewards higher balances with higher interest rates.
Think of it like a hybrid between checking and savings. Money market accounts operate like a savings account, but allow you to make check or debit card transactions. And, on top of it all, you get the personalized service and benefits of being a Plains Commerce Bank customer.
Other Benefits:
- Earn interest every month on a tiered system that rewards high balances
- Earnings are calculated on a single balance range where the account balance falls
- Minimum balance requirement of $1,000 to avoid a $10 monthly service fee
- Earnings are paid and compounded monthly
- Free online banking
- Unlimited deposits and withdrawals
- E-statements and mobile banking
- Free ATM card
How money market accounts compare to other savings accounts:
| Type of account | How is the interest rate? | Why open this account? |
|---|---|---|
| Plains Money Market Account | 7 rate tiers designed to fit a wider range of savings needs. |
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| Plains Savings | No tiers. Earns the same rate on the entire balance, regardless of balance. |
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| Plains High-Yield Savings | Our highest-yield rates. Minimum balance requirement of $100,000 to earn interest on the entire balance. |
|
| Certificates of deposits (CDs) | Competitive interest rate that is higher than regular savings. |
|
Frequently Asked Questions
Should I open a money market account?
Are there limits to using a Money Market account?
Is it a safe investment?
How do I add money to my account?
What do I need to open an account?
You deserve more from your money. Open a money market account and start earning today.
Open an Account
Still have questions?
Contact one of our bankers, call us, or send us your question online.
To contact us, Contact Us(1) Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Fees could reduce earnings on the account.
ATM/Checkcard upon application approval. Fees may apply for ATM/Checkcards.
