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What is Pre-Qualification?

Maybe you’re new to the home buying process or maybe you’ve been here before. No matter what, you want to be prepared. Getting pre-qualified is one of the smartest things you can do before you start house hunting. It will give you a solid idea of what your loan program looks like and how much you are able to borrow in advance.

Plains Commerce Bank estimates your mortgage pre-qualification based on your income and assets. The pre-qualification amount is your maximum loan amount based on your debt-to-income ratio. Pre-qualification will help you set your expectations and your budget, allowing you to confidently negotiate with sellers.

What you'll need to get pre-qualified with us:

• Estimated Income
• Estimated Assets
• Estimated Liabilities

Make the most out of your house hunting experience by contacting us first.

Call A Mortgage Banker

It takes about 29 minutes to get pre-qualified with one of our mortgage officers if you call today.

Find your local Plains Commerce Bank or call toll-free at 1.877.227.7548 any time between 8am - 5pm (Monday through Friday) to get pre-qualified.