No matter what stage of the home-buying process you’re in, using a Plains Commerce Bank mortgage calculator can be very beneficial and provide you with a variety of information needed to buy or refinance a home. Not only can these tools estimate your monthly payments, but they can also show how much you need to save to afford your dream home. Find which mortgage calculator is right for you below.

Payment/Amortization Calculator

Calculate your monthly mortgage and see how the principal is paid over time. Use this information to help determine what and how much you’re able to afford.

What you will need:

• Loan amount
• Interest rate
• Loan Term

Refinance Break-Even Point Calculator

Are you thinking about refinancing your home? This mortgage calculator is right for you. Find out how long it may take to break-even on a refinanced loan.

What you will need:

• Current monthly payment
• New loan amount
• New interest rate
• Loan term
• Closing costs

Debt Consolidation Calculator

Do you feel overwhelmed by the amount of debt you have accrued? You’re not alone. Determine if you can consolidate your debt by combining it with your home mortgage.

What you will need:

• The balance, monthly payment, and interest rate of any current debt
• The interest rate, term, and estimated closing costs of the new loan

Early Payoff Calculator

This mortgage calculator determines the additional monthly payment amount needed to pay off your home loan sooner.

What you will need:

• Original loan amount
• Original interest rate
• Original loan term
• Months already paid Requested number of years to pay off